The answer depends on your health, income, age, savings and whether you have a spouse, kids or mortgage. Here’s a simple way to calculate an actual dollar amount.

Credit is a useful financial tool — when it is extended and used responsibly. But given too freely, credit can wreak havoc on the whole economy. Where’s the line?

Yes, even with months of inventory languishing on the market, some real-estate experts see a day coming when demand for new homes will exceed supply.

Some customers who have been chipping away at big balances are being offered cash if they’ll knock down their debts faster. Could you be one of them?

Cities and states are investigating ‘anything and everything’ — including looser restrictions on gambling, alcohol and strip clubs — to drum up revenue.

Many cardholders are seeing higher fees and steeper interest rates. But rate hikes have slowed, and some issuers are offering their best customers longer teaser rates.