Typical student debt for a bachelor’s degree is just below $20,000, but community college debt sees a big jump. And the recession could be a game-changer.

Untouched bills and statements may be a sign of trouble ahead. Fixing things — or preventing further damage — might be simpler than you think.

You might want to pay your taxes before posting a professional profile or making a financial boast on a social-networking site, the taxman’s new tool for tracking deadbeats.