Borrowing money to go to college is not the problem — borrowing money at relatively high rates is. Private interests have given student loans a bad name. 

Listing prices are drawing increasingly closer to what the market will bear. As a consequence, buyers are facing a new reality of their own: Less bargaining power.

That’s an increase from over the third quarter and a year ago. Five states, including Nevada and California, continue to have most of the problems.

It has become common for retailers to request your ID, your e-mail address and even your Social Security number. Are you obligated to provide them?

$1,200 legally yanked from savings accounts drove one man from his bank. Lower interest rates on credit cards and fewer fees attracted others to credit unions.

Consumers have some important new protections when they use plastic. But some analysts warn that the reforms will come with unforeseen costs.